V.A. Loans Surge in Fiscal Year
MORTGAGES guaranteed by the Department of Veterans Affairs surged by 50 percent in the fiscal year ended Sept. 30, as tighter credit standards on conventional financing made these programs all the more...
View ArticleTo boost housing market, policymakers need to get credit to the creditworthy
Home sales, building and house prices are rising in much of the country. But it would be premature to declare housing healthy again. Policymakers can make this happen. During the Great Recession,...
View ArticleDifferent mortgages are for different situations
When it comes to home mortgages, there is no such thing as “one size fits all.” Homebuyers come to the financing table with a host of different circumstances dictating the type of mortgage they will...
View ArticleThe lowdown on low down payments
Mortgage down payments as low as 3 percent — and even 100 percent loans — are returning. That may be good news for buyers who haven’t accumulated a lot of savings. But there are some trade-offs:...
View ArticleThe truth about no or low down payment mortgages
During the housing boom, low- and no-down payment mortgages seemed to be everywhere. When the market crashed, many of these types of loans disappeared, cutting off a valuable avenue for aspiring...
View ArticleWhat you need to know about mortgages
WHEN AILEEN JOURNEY and Shlomit Yosifon went to buy a house in Framingham in early December, they figured they’d be a shoo-in for a quick closing. Both have long work histories. Both make decent...
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